Pricing Matrix

Residential Properties

Property Type Position Loan Amount Max LTV Interest Rate Terms Pre Pay Loan Program Cost
Single Family
1-4 Units

O/O – **

1st TD $50K-$10 Million 65% 9%-11.99% 1-5 years 0-12 months I/O or P/A
Fixed Rate
2% – 4%
Single Family
1-4 Units

O/O – **

2nd TD $50K- $3Million 60% 10%-12% 1-3 years 0-12 months I/O or P/A
Fixed Rate
3% – 5%
Single Family
1-4 Units
NOO
1st TD $50K-$10 Million 65% 9%-11.99% 1-5 years 0-12 months I/O or P/A
Fixed Rate
2% – 4%
Single Family
1-4 Units

NOO

2nd TD $50K- $3Million 60% 10%-12% 1-3 years 0-12 months I/O or P/A
Fixed Rate
3% – 5%

Commercial

Property Type Position Loan Amount Max LTV Interest Rate Terms Pre Pay Loan Program Cost
Commercial 1st & 2nd TD’s $50K-$10 Million 60%-65% 9%-12% 1-5 years 0-12 months I/O or P/A
Fixed Rate
2% – 4%

5+ Units

Property Type Position Loan Amount Max LTV Interest Rate Terms Pre Pay Loan Program Cost
Mixed Use
5+ Units
1st & 2nd TD’s $50K-$10 Million 65% 9%-11.50% 1-5 years 0-12 months I/O or P/A
Fixed Rate
2% – 4%

Industrial

Property Type Position Loan Amount Max LTV Interest Rate Terms Pre Pay Loan Program Cost
Industrial 1st & 2nd TD’s $50K-$10 Million 60%-65% 9%-11.50% 1-5 years 0-12 months I/O or P/A
Fixed Rate
2% – 4%

Purchases

Property Type Position Loan Amount Max LTV Interest Rate Terms Pre Pay Loan Program Cost
Purchases 1st TD $50K-$10 Million 60%-70%** 9%-11.50% 1-5 years 0-12 months I/O or P/A
Fixed Rate
2% – 4%

Lower LTV’s determine if the loan qualifies for a lower interest rate – Starting at 8.5%. All loans are subject to Appraisal Review, Clean Title, and must pass CPL’s underwriting guidelines.

70% LTV’s are considered by a case-by-case basis.

**We do not loan on Owner Occupied (OO) 1-4 Unit properties unless the loan is for business purposes.

Land and construction loans are considered on a case-by-case basis.

All Terms and Rates are subject to change. This rate sheet does not constitute a commitment to lend.

Download Matrix Sheet